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Nebraska Medicare Eligibility Requirements For 2022 Plans

The smartest way to maximize your Medicare benefits is to make a plan for how you’ll get and use your coverage. Since it can be hard to know where to start, we wrote this short article explaining the Nebraska Medicare eligibility requirements. Use the simple information in the article to get started with your planning.

 

Nebraska And Medicare Eligibility

 

Most of the rules regarding Medicare are set at the federal level. The entire Medicare program, the government-sponsored health insurance program, is operated by the Centers for Medicare and Medicaid Services (CMS).

 

The rules for eligibility and entry into Medicare are pretty simple. Medicare is available to all citizens and permanent legal residents of the United States. In order to enter into the program and receive benefits, those who are eligible must experience a life event that triggers their entry.

 

The most common trigger to Medicare enrollment is turning 65 years old. If you’re receiving Social Security income when you turn 65, you will be automatically enrolled into Parts A and B when you turn 65. If you’re not taking Social Security when you turn 65, you’ll have the opportunity to enroll manually.

 

Manual enrollment takes place during a seven month enrollment window known as the Initial Enrollment Period. This period starts three months out from your 65th birthday and closes three months after your 65th birthday. Most people enroll during the three months before their 65th birthday; in that case, their coverage under Part A and B starts on the first day of the month in which they turn 65.

 

There are some reasons why you’d be able to enroll in Medicare before turning 65. This will happen if you meet certain requirements for receiving federal disability income, or if you’re diagnosed with either End Stage Renal Disease or ALS (Lou Gehrig’s Disease).

 

Once you’re enrolled in Medicare, it will be time to sign up for a private Medicare Insurance plan if you’d like to.

 

Nebraska Medicare Eligibility - Part D Drug Plans

 

In order to enroll in a standalone prescription drug plan in Nebraska, you simply have to be covered by either Part A or Part B. There are no other conditions, including age.

 

Nebraska Medicare Eligibility - Medicare Supplement Insurance Plans

 

While most of the rules for Medicare Supplement Insurance are set by the federal government, the states are able to set their own rules when it comes to this coverage for people under 65 years old. Federal law is silent on this matter. In Nebraska, there are no state laws requiring insurance companies to provide Medicare Supplement Insurance to Medicare beneficiaries under 65 years of age. Insurance companies may choose to do so, but since it’s not required, there is very little, if any, Medicare Supplement Insurance available to people under 65.

 

Nebraska Medicare Eligibility - Medicare Advantage Plans

 

Medicare Advantage, which is formally known as Part C, is available to everyone who is enrolled in both Part A and Part B. There are no minimum age restrictions, so Part C is available to people younger than 65.

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