The American Association of Retired Persons, now known exclusively as AARP, offers Medicare Part D prescription drug plans for its members. Those who have Medicare Parts A and B – also known as Original Medicare – can purchase a Medicare Part D prescription drug plan from AARP.
Medicare Part D is a government program that is designed to assist you in covering the cost of most prescription medications. The AARP Medicare Rx Plans, which offer Medicare Part D coverage, are insured through United Health Care, and they offer a variety of different prescription drug plans with different premiums, deductibles and co-pays.
There are numerous plans to choose from – and the one that is best suited for you will depend upon which prescriptions that you take. Some modern drugs are very expensive and may be excluded from a plan’s “formulary” or its list of approved drugs. When comparing Medicare Part D prescription drug plan options, it will be important to ensure that your particular medications are covered within the plan, and to also consider all of the other plan costs such as the plan’s deductible, the copayments, and its monthly premiums. In addition, you will need to make sure that the plan of your choice is available in your geographic location.
The nice thing about having Medicare prescription drug coverage is the peace of mind in knowing that your prescriptions can be filled at thousands of pharmacies across the country that accept the AARP Medicare prescription drug plans.
Before you enroll, however, you should check to see if you qualify for the government’s Extra Help program. Details about Extra Help are covered in another article. Once you have determined whether or not you qualify for Extra Help, you will want to see if your specific prescriptions will be covered, as well as get an approximate cost.
For additional information and enrollment in the AARP prescription drug plan, you can contact United Health Care directly at 1-800-850-8230.